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Manulife 

Manulife is a leading Canada-based financial services group with principal operations in Asia, Canada and the United States. Our international network of employees, agents and distribution partners offers wealth management products and services including individual life insurance, group life and health insurance, long-term care services, pension products, annuities, mutual funds and banking products. We provide asset management services to institutional customers worldwide and offer reinsurance solutions, specializing in property and casualty retrocession.

The Company operates in Canada and Asia through the brand name "Manulife" and in the United States primarily through the brand name "John Hancock".

To learn more click here.

George Martyniuk

FINANCIAL ADVISOR
MANULIFE SECURITIES INCORPORATED

LIFE INSURANCE ADVISOR
MANULIFE SECURITIES INSURANCE INC.

We have been serving our clients with financial advice for the past 30 years. We firmly believe that every Canadian has the option to financial independence. This is our driving motivation in providing you with our best opportunities based on your goals, and opportunities.

Meet Our Team

George Martyniuk, CFP Photo

George Martyniuk, CFP

Senior Financial Advisor, Manulife Securities Incorporated
Life Insurance Advisor, Manulife Securities Insurance Inc.

George has over 30 years experience in the financial services industry, and has attained the CFP designation which is the highest internationally recognized Financial Planning certification in our industry. In addition, George is also a Life Insurance Advisor which is important to the overall process to helping his clients achieve their financial goals and protect them.

George places a great value on his clients and truly believes in servicing his clients. As a life long resident in the Niagara Region, he is proud to call on his clients and service their needs. He looks forward to meeting with you and allowing him to take card of your financial goals.

T: (905) 680-3081
george.martyniuk@manulifesecurities.ca

Lori Muller Photo

Lori Muller

Assistant to George Martyniuk, CFP

Lori is a life long resident of the Niagara Region, and has over 10 years experience in the financial services industry. She is responsible for client contact, and is responsive for your immediate needs. Also, she is responsible for the verification of all trades and transactions as well as problem resolution, when necessary.

You as my client will benefit from Lori's commitment to proficiency and accuracy.

T: (905) 680-3081
lori.muller@manulifesecurities.ca

Our Services & Solutions

Investment & Asset Management

  • Goal setting and Required Rate of Return
  • Asset allocation based on personal goals and objectives
  • Ensuring investment selection is inline with goals & risk tolerance
  • Tax efficiency of Investments
  • Fee Analysis
  • Continuous Monitoring and goal checks

Retirement Planning

  • Retirement Income Projection and Analysis  
  • Pension Analysis
  • Severance
  • TFSA or RSP ?
  • Goal Setting
  • CPP and OAS Analysis

Estate Planning  

  • Legacy Planning
  • Inheritance
  • Intergenerational transfers
  • Estate Bond
  • Gifting to children
  • Trusts
  • Charitable donations

**Some Estate Planning strategies may require the involvement of a legal professional.

Tax Minimization Strategies

  • Tax efficiency of investments
  • Tax deferral
  • Tax conversion
  • Passing assets through your estate
  • Income splitting
  • Intergenerational transfer

 **Tax minimization strategies abide by rules set forth by the CRA and may require us to work along side a Chartered Accountant.

Corporations and Businesses

  • Business Risk Management
  • Investment and Asset Management
  • Group RSP
  • Tax Efficiency of Business Income
  • Group Benefits

Risk Management & Needs Coverage

  • Income protection
  • Asset protection
  • Family protection
  • Estate protection
  • Travel Insurance

Other

  • Capital Needs and Cash Flow Analysis 
  • Education Planning     
  • Short term goal planning 
  • Debt Management
  • Beneficiary audit


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Contact Us

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Call 905.680.3081